John, I can think back over forty years when we first met. You were struggling starting a new business. I always looked forward to my visits to your offices. Each day started with a chat over coffee,we always had lunch, first in City Island then in Congers. Those meeting were always for business but we always took time to talk about family,politics, fly fishing and golf. I am so proud of being part of your building that small business into the most respected in your industry. I am blessed to have had you as my friend. Going to Congers will never be the same Nick